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Why SIRVA Mortgage?
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Testimonials

Why Use Our Mortgage Services?

SIRVA Mortgage will provide:

  • One-stop rate shopping to compare the best mortgage rates among the nation's leading lenders.
  • Dedicated Loan Counselors for personalized home mortgage guidance and helping you make the right financial decisions.
  • Loan options to help you buy a new home, vacation home, investment property or refinance your existing home.

Our Promise:

With a 96% customer satisfaction rating* SIRVA Mortgage is the smart convenient choice for the financing the purchase of your new home. Not only that, as a mortgage lender, we’ll do the rate shopping for you and maintain the whole process from start to finish.

Your Savings:

Save money with our special closing cost credits and $1,000 closing guarantee.**

*Average percentage of clients who said we "met or exceeded expectations" in Customer Satisfaction Surveys since 2008.
**If we don’t close on the date stated in the purchase contract, due solely to SIRVA Mortgage’s delay, we will pay you $1,000.

²This not an offer of credit. This is not an offer to enter into an interest rate lock-in agreement. Mortgage approvals are rendered based on individual credit qualifications.

SIRVA Mortgage is engaged in the business of originating residential mortgage loans. SIRVA Mortgage is not a depository institution and does not act as or represent itself a full service bank.  Reference to the term “mortgage banker” is a common, accepted industry term referring to companies engaged only in the business of making mortgage loans.  Various state laws and regulations and our individual license in various states refer to us as a mortgage lender, mortgage banker or mortgage broker.  Please see the complete license disclosure below.

SIRVA Mortgage, Inc. is licensed by (among others): Arizona Licensed Mortgage Banker, License #BK-0901430; “Licensed by the Department of Corporations under the California Residential Mortgage Lending Act, Lender License #413-0944; regulated by the Colorado Division of Real Estate, check the license status of your mortgage loan originator at http://www.dora.state.co.us/real-estate/index.htm;  licensed by the Delaware State Bank Commissioner to engage in business in Delaware, Lender License #1755; Georgia Residential Mortgage Licensee #6221; Illinois Residential Mortgage Licensee licensed by State of Illinois Department of Financial and Professional Regulation, Division of Banking, 122 S. Michigan Avenue, Suite 1900, Chicago, IL 60603 (212) 793-3000 www.idfpr.com  License #MB.0004037 ; Kansas Licensed Mortgage Company, License # SL.0000368; Massachusetts Mortgage Lender, License #ML2240; Licensed by the Mississippi Department of Banking and Consumer Finance, Mississippi Licensed Mortgage Company #2240; Missouri Residential Mortgage Licensee; Montana Mortgage Lender License #2240; Nevada Mortgage Broker License #1043, 225 Redfield Parkway, Suite 204, Reno, NV 89509  775-826-1171; Licensed by the New Hampshire Banking Department; Licensed by the New Jersey Department of Banking and Insurance; "Licensed Mortgage Banker - NYS Banking Department; Ohio Mortgage Broker License #MB.803887.000; Oregon Mortgage Lender license # ML-186; Licensed by the Pennsylvania Department of Banking; Rhode Island Licensed Lender; Texas Mortgage Lender, License #2240. This is not an offer of credit or an offer to enter into an interest rate lock-in agreement nor is this notice of loan approval. NMLS Unique Identifier# 2240. (www.nmlsconsumeraccess.org) Main Office of SIRVA Mortgage, Inc.; 6200 Oak Tree Blvd., Ste 300, Independence, OH  44131; Telephone: 1-800-531-3837. Information last updated 4/30/2014

Licensed Mortgage Loan Originators employed by SIRVA Mortgage, Inc. and their NMLS Unique Identifiers: Alan E. Flowers #252043, Beth Walz #375922, Bradley Linn Chapman #4047, Carole Beth Tomaras #3503, Debra Jean Jackson #3561, Eric Peter Brennan #4498, Ernest Edward Phillips. #4488, Jennifer Mae Miller #4248, Jeremiah James Timura #3521, Justin Lee Donley #4135, Kathleen DiLillo Coombs #352701, Kathleen Marie Pope #3509, Linda Michelle Laramy #4034, Mark Dennis Lehman #942618, Matthew Todd Balk #4068, Patrick Alan Frimel #980933, Paul Eric Klemme #4909, Robin Patricia Kara #4408, Ronna Sills Harris #4399, Sam Oscar Simmerman Jr. # 4081, Thomas Francis Higgins #187418.

TEXAS MORTGAGE BANKER DISCLOSURE

PURSUANT TO THE REQUIREMENTS OF SECTION 157.007 OF THE MORTGAGE BANKER REGISTRATION AND RESIDENTIAL MORTGAGE LOAN ORIGINATOR ACT, CHAPTER 157, TEXAS FINANCE CODE, YOU ARE HEREBY NOTIFIED OF THE FOLLOWING:

CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE, SIGN AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE DOWNLOADED AND PRINTED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT WWW.SML.TEXAS.GOV.

If you are a Shop Your Way Member please note that Shop Your Way Members earn Points on Qualifying Purchases, excluding sales taxes and other fees. Subject to full program terms available at www.shopyourway.com.

 

Shop Highly Competitive Rates Today!

We will work with the nation’s leading mortgage lenders to ensure you get highly competitive interest rates and term options that fit your unique situation.

Check Out Today's Rates



*Daily interest rates assumes a 30 year, 15 year conventional fixed rate mortgage or 5/1 Adjustable Rate Mortgage for qualified borrowers. The Annual Percentage Rate (APR) is based on a loan amount of $200,000 with a down payment of 20% for highly qualified borrowers. Payment does not include taxes, mortgage insurance or homeowner’s insurance. This is not an offer of credit. This is not an offer to enter into an interest rate lock-in agreement. Interest rate availability subject to credit qualifications.

Getting ready to buy a home, but not sure how the mortgage process works? Here’s a simple breakdown that will take you through each step along the way. While your loan conditions and closing requirements will be tailored to your particular loan and lender requirements, this list should help the loan process go quicker and smoother.

Step 1: Prepare

  1. Determine if you want to buy
  2. Build a budget
  3. Check your credit score
  4. Research loan options & mortgage companies

Step 2: Get Pre-Approved & Apply

  1. Select a mortgage company
  2. Gather documents
  3. Discuss mortgage options and finances with mortgage counselor
  4. Get pre-approved with a mortgage counselor

Step 3: Mortgage Processing

  1. Find a home
  2. Make an offer on a home
  3. Order home inspection upon accepted offer
  4. Lock-in interest rate

Step 4: Closing

  1. Discuss final funds with your mortgage closer
  2. Provide proof of insurance
  3. Sign your closing documents
  4. Get keys to your new home!

Want to crunch the numbers?

Let these mortgage calculators help guide your next big decision.
In addition to these tools, you can try out the Rent Vs. Buy Calculator or the Refinancing Calculator.
*Actual results will be based on application and qualification.

Loan Payment Calculator

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Loan Qualification Calculator

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 *Minimum home value must be above $75,000 to qualify for cash back reward.

The right home mortgage loan can mean significant savings on your total mortgage costs. Whether you need conventional, government or jumbo financing, we have an option that’s right for you.

Fixed Rate Loan

Want stable monthly payments? Consider a fixed rate home loan. This plan is a smart long-term option for a conservative buyer. "Fixed" means that your interest rate and monthly principal and interest loan payments remain the same for the duration of the loan. The mortgage loan is generally available in 10, 15, and 30 year terms and is fully amortized during the loan term period.

3, 5, 7, 10 Intermediate Adjustables

Intermediate Adjustable Rate Mortgages (ARMs) offer a fixed initial rate that is typically lower than the market rate, allowing for lower monthly payments during the initial 3, 5, 7, or 10 year terms. After that time, the home mortgage loan will adjust annually based on a predetermined index and margin. Rate changes are typically capped for each adjustment period and the life of the loan. Consider this option if you plan on selling your home before the initial fixed period or if you think interest rates will decrease over time.

Government Loans

VA loans offer 100% financing, require no private mortgage insurance and are available for eligible veterans. FHA loans are insured by the Federal Housing Administration and offer flexibility for a lower down payment and credit qualifications.

Testimonials

Forty-two percent of people say financing their first home was more difficult than expected* -- but it doesn’t have to be. At SIRVA Mortgage, we’re dedicated to making your next home purchase or refinance easy and stress free.

And, we think we’re doing a pretty good job – listen to what our customers have to say:

We used SIRVA to sell our home in Michigan in January of 2011, and to purchase a new home in South Dakota in December of 2011. Great people to work with and was able to get us a very reasonable rate on our new home. Thank you to all involved with SIRVA Relocation!!!!!!!!!!!!!!!!!!

– Jared



As a first time homebuyer, SIRVA made everything easy to understand and stayed in constant communication with us so make our home purchase quick and painless. I would definitely recommend them to anyone looking to buy a home.

- Christina 



SIRVA made the whole process simple and easy. The best part about the whole thing though...is how nice all the people there are to deal with. They were really great about answering our questions and getting back to us - superfast - would definitely do this through them again and we recommend them highly to everyone.

– Pamela 



My husband and I had a wonderful experience using SIRVA Mortgage for our recent relocation. They were able to get us a great rate and were easy to work with. We highly recommend them for all your mortgage needs. Keep up the good work.

– Karlee 



My family and I recently relocated from CT to IL for a job change. The relocation company offered three preferred lenders to choose from to make the closing process go smoothly. We chose SIRVA Mortgage, and they came through. They kept constant contact with us while we were house hunting to keep us up-to-date on rates, and were on top of all the documentation required to ensure we met our preferred closing date. I would definitely recommend using SIRVA mortgage.

– Brian 



Had a wonderful experience working with SIRVA MORTGAGE! Great rates, kind people, and on time!

- Beth 



We had an awesome experience with SIRVA Mortgage. Everything was handled expediently and everyone we dealt with there was kind, courteous and caring. – Joan

Just refinanced through SIRVA, great experience and wonderful people to deal with.

– Rebecca 



Super company to do business with. Very professional and responsive to all questions. They helped me with a seamless refinancing of my house in Texas. All the positive comments have been earned and you will be very satisfied with their representatives during all phases of your refinancing! We are now paying almost $250 a month less in mortgage payments and our closing fees were under $2K.

– Tom 



I enjoyed working with SIRVA Mortgage and would definitively suggest them if you are moving.

– Kyle 



I had a great experience with SIRVA Mortgage and received a TERRIFIC rate. Very professional, experienced, prompt, and detail oriented!

– Doug 



We had a wonderful team to work with at SIRVA Mortgage. This is my 5th home purchase and easiest because of the system they have in place. Thanks for the help!!!

– Brandi 



Recently used SIRVA with my relocation with work. It was great to have one stop shopping with competitive rates.

– Rob



We utilized SIRVA for our relocation from Minnesota to California in 2011 and were very pleased with their service, professionalism and attention to detail. The experience was positive from start to finish, including the successful close on our new home on December 30th 2011. Thank you SIRVA Mortgage team!

– Brian